Mortgage Calculator
Estimate monthly mortgage payments and long-term interest costs.
Loan amount
280,000.00
Monthly payment
1,546.17
Total paid
556,621.33
Total interest
276,621.33
- 100% free — no account needed
- Runs in your browser
- Nothing is uploaded
Frequently asked questions
How is monthly mortgage payment calculated?
It uses the standard amortization formula based on loan amount, annual interest rate, and term length.
Does this include taxes and insurance?
No. This version estimates principal and interest only, not property tax, HOA, or insurance.
Can I compare down payment impact?
Yes. Changing the down payment instantly updates loan amount, monthly payment, and total interest.
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